When people are researching cosmetic plastic surgery in general, and ab tucks in particular, they are often surprised to learn that most health insurance companies will not pay for this surgery. Since we are sure that you are curious as to why this is and what ab tuck financing options may be available to you, we intend to answer these two questions in this article Does Insurance Cover a Tummy Tuck.
First, let’s answer the question about why your insurance company is not likely to pay for a ab tuck (it is also called an abdominoplasty). Unfortunately, the majority of insurance agencies will categorize any cosmetic plastic surgery (which obviously includes ab tucks) as an optional medical procedure.
This last statement usually elicits the following question: is this action ever categorized as scientifically necessary? The short answer is yes. Occasion, please do not pressure a cosmetic surgeon to categorize an optional surgery as scientifically necessary if it isn’t actually scientifically necessary. If he does, then both the surgeon and you have committed medical fraud, which is punishable by penitentiary time and fees.
Next, before we discuss the cosmetic plastic surgery financing options, it is important to mention how much a ab tuck will surely cost. Based on a person getting a traditional ab tuck, it can cost cover anything from $3000 and $10000. If a person gets a mini abdominoplasty, they will pay less. If they have an extended abdominoplasty, they will pay more.
Now, let’ discuss the various payment options.
The first one, and usually the best, is to see what type of cosmetic plastic surgery financing your surgeon’s office offers. Very often, you will find these types of loans provide best terms and interest rates. If your surgeon does extend financing, you will want to make sure you have a good credit score to qualify.
If your cosmetic surgeon does not offer financing, you can look into companies that specialize in a surgical operation financing. To find them, all you need to do is perform an Internet search. As a word of caution, you should verify the companies that can come up on the search engines are reputable. A quick way to verify that they are reputable is by checking with the Better business bureau.
Lastly, if neither of these options work for your plight, you can always apply for a credit card that focuses primarily on cosmetic plastic surgery. Believe it or not, one can find credit cards out there that focus exclusively on providing financing for cosmetic plastic surgery procedures. Usually, their rates and terms will be below traditional credit cards.